If your credit score has fallen, there is no easy way of improving it overnight. Bringing up your credit score often takes time, and a considerable amount of organization and responsibility. While it may not be a cinch, there are a few general rules you can follow to start improving your credit score right from your apartment at the Quarters.
According to myfico.com, these are some of the best ways to gradually improve your credit score:
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If you have been late on payments in the past, now is the time to get current. Past delinquencies will eventually fall off your report after several years of on-time payments.
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Do not open or close any credit accounts. If you have plenty of available credit, then pay off those accounts and do not open any more, as applying for more credit can lower your score. Strangely enough, reducing your available credit can also have a negative impact on your score, so try to maintain your accounts exactly as they are.
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Pay down any revolving credit.
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Using your credit cards responsibly is better than not using them at all. People without credit cards are viewed as higher risk.
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Finally, once you are caught up, stay current. Paying bills on time is critical to having a good credit score.
With these guidelines in mind, you can start improving your credit score right from your Lady Lake Apartment. For more information about the many amenities we offer, or to find out about how to rent an apartment home here, call our leasing office today. We’d love to give you a personal tour of our community.
